The challenge with traditional lenders for barristers - they don’t know your world.
- You work long hours with little time for research and all the paperwork
- You have complex income streams and need specialist help
- You might have been turned down (for the wrong reasons) in the past
- You want someone to help take some of the stress out of buying your home
- We work with your accountants, your chambers and any third parties to get the job done quickly and efficiently.
Standard mortgage applications often fail
As a barrister, applications often fail to capture your true earning potential, leading to unnecessary rejections despite your professional success.
This often results in:
- Undervaluation of your true earning capacity
- Rejection despite strong professional credentials
- Inflexible lending criteria that ignore industry norms
- Limited understanding of chambers operations and fee structures
We know exactly how to present your income and projected income to lenders who truly understand the legal profession.
Maximising your borrowing power
Through established relationships with specialist lenders and private banks, we help you leverage:
Professional documentation
Future earnings potential
Flexible lending criteria
Whether you're purchasing your first property or expanding an investment portfolio, we ensure lenders recognise your full earning potential.
To read our FAQs, please click here.
Testimonial
“I have dealt with Constantia Mortgages on three property transactions, and also recommended them to family. The team are first class. I have always found their advice to be tailored to my needs and goals rather than that of a generic mortgage brokerage, and they go the extra mile to solve problems before they emerge. They clearly have good relationships with lenders and their relationship managers, which helped me overcome a hurdle in a recent purchase complicated by the property being spread over several titles. They are clearly highly skilled, always responsive, think outside the box, and basically a joy to deal with across the board. I wouldn’t have been able to achieve the results I have without them.”
Rhys, Barrister, London
Next steps
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is £500.